FAQ: How To Apply For Costco Visa Credit Card?

How can I apply for the Costco Anywhere Visa® Card by Citi?

1. Stop by the membership counter at your local Costco warehouse and ask for an application.
2. Apply online here. Or, visit Costco.com, type “Citi Visa” into the search bar and hit “Enter.”
3. Call 1-800-259-3052.

How do I get a Costco credit card?

How to Get a Costco Credit Card

1. Sign Up for a Costco Membership. Earn More Perks From Your Credit Card.
2. Explore the Costco Card Benefits. The Costco Anywhere Visa card offers good perks and a “4,3,2,1” benefits structure.
3. Choose a Business or Personal Costco Card.
4. Apply for Your Costco Credit Card.

What credit score do you need for a Costco card?

You must have excellent credit to get approved for the Costco Anywhere Visa® Card by Citi. That generally means a credit score of 720 or above. Is the Costco Anywhere Visa the best credit card for gas? If you want rewards that are more flexible than Costco rewards, see our top picks for best gas credit cards.

Is Costco anywhere Visa hard to get?

Applicants need to have excellent credit to qualify for the Costco Anywhere Visa® Card. The exact credit score required varies, but a very good credit score ranges from 740 to 799 and excellent credit is 800 and higher, according to Experian.

How long does it take to get approved for a Costco credit card?

When you apply for the Costco Citi Visa in person at a Costco location, you may get approved or denied instantly, or it may take up to a few weeks to receive a decision by mail or email. If you’re approved, you can expect to receive your card in the mail within 7 to 14 business days.

Can you apply for Costco credit card without membership?

No, a Costco membership is required to apply for a Costco credit card. Additionally, the membership must remain open and in good standing to earn and redeem rewards.

Which credit bureau does Costco Visa use?

The credit score and report information provided by Citi to Costco Anywhere Visa Card owners is sourced from Equifax, one of the three major credit reporting bureaus used by lenders and other sources of credit in the United States and internationally.

Does Costco run a credit check?

All applicants at Costco must consent to a background and a credit check. Many of the positions available at Costco involve handling money, which may restrict a felon’s opportunity to be hired there. The credit check is done to determine an applicant’s history of handling finances.

Why does Costco only take Visa?

Put simply, Costco wants you to use a Visa card because it saves them a considerable amount of money in transaction fees. You can still use most branded debit cards at the register, since the “swipe” fees are much lower for merchants. And Mastercard and Discover are accepted on the Costco.com website.

Does Costco take Visa?

Since Costco has a contract with Visa, shoppers can’t use credit cards backed by the other three main networks, American Express, Mastercard or Discover, at Costco warehouses. However, you’re able to pay with Mastercard and Discover cards for purchases made at Costco.com and the Costco app.

Does Costco credit card have an annual fee?

Earn Costco cash rewards anywhere Visa is accepted. Plus, no annual fee with your paid Costco membership. Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, redeemable for cash or merchandise at US Costco Warehouses.

Can I use my Costco card anywhere?

Your membership card is valid at any Costco warehouse worldwide and is not transferable. You will be required to show your membership card when entering any Costco warehouse and when checking out at a payment register.

What credit score do you need for Citi?

You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved.

Does Costco have their own credit card?

The Costco Anywhere Card is a Visa^® credit card. Earn cash back rewards on every purchase anywhere Visa^® is accepted.

Can I get a temporary credit card at Costco?

You can recieve a temporary Visa at the Costco membership counter., they will print out a temp sheet that includes your Visa card for purchases.

Can you have a credit score of 900?

A credit score of 900 is either not possible or not very relevant. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “perfect.” That’s because higher scores won’t really save you any money.