Often asked: How Do You Use A Prepaid Visa Card?

The Visa Gift card carries the Visa logo like any other Visa card, so it can be used at the millions of places that accept Visa cards, including online. As with a credit card, when you are ready to pay, simply hand the card to the merchant and sign the purchase receipt.

What is the best prepaid card?

• The best prepaid debit card we reviewed is Mango, which earned the Top Ten Reviews Gold Award because it offers the strongest savings account and a variety of ways for you to load money onto the card.

A prepaid Visa debit card is a card that is preloaded with a set amount of money. You can use it to pay bills, withdraw cash or make purchases. Prepaid Visa debit cards aren’t linked to a checking account like a traditional debit card — you can only spend the balance connected to the card.

How do prepaid Visa cards work?

A prepaid card is not linked to a checking account. Instead, it is pre-loaded with a balance of funds. Then each purchase you make is deducted from that balance. In most cases, you can’t spend more money than you have already loaded onto your prepaid card.

How do you use a prepaid Visa card online?

You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card ” in the field provided.

How do you activate a prepaid Visa card?

Activate Online

1. Note the Web address for activation on the prepaid card’s packaging, or on the sticker pasted on the front of the card.
2. Open a Web browser and enter the activation URL into the address bar.
3. Click the “ Activate Card ” option.
4. Type the prepaid Visa card number into the corresponding input boxes.

Can you use a prepaid Visa card right away?

Prepaid cards are sold at retail stores, online, over the phone, and at some banks and credit unions. If you buy your card at a retail store or at a bank or credit union branch, you may be able to start using it for purchases right away.

What are the disadvantages of prepaid cards?

Prepaid cards can get expensive because the card issuer has great latitude over fees charges to activate the card. Some not only charge an activation fee but also charge a fee with every use of the card. Other types of fees that may be charged are when you: * use an ATM machine.

What is the highest prepaid Visa card?

Here’s why: The MOVO® Digital Prepaid Visa ® Card has high limits: a $10,000 maximum balance on the card and a $5,500 per day withdrawal limit. There are other limits — such as how much you can load on your card over a certain amount of time, regardless of how much you withdraw.

Why is my Visa gift card being declined Online?

If you have a problem using your gift card for online or telephone purchases, the most likely reason is that the merchant’s fraud screening process is matching the billing information entered at checkout with the billing information on your gift card account. If the addresses don’t match, the card may decline.

What name do you use for a prepaid card?

When registering the gift card, enter your first and last name, just as you would on a credit card.

What is the activation fee for a visa gift card?

Here’s a breakdown of general purpose gift cards and their fees:

Gift card	Activation fee	Inactivity fee
American Express	$3.95	$2.95
Visa	$2.95 – $6.95	$2.95
MasterCard	$2.95 – $6.95	$2.95

How do I know if my visa gift card is activated?

Visit the activation link listed on the sticker on front of your card. If you don’t feel like making a phone call, you can usually activate your gift card online. There should be an activation link listed either on back of your card or on the sticker on the front of your card.

How long does it take for a visa gift card to activate?

What to Expect After You Activate a Gift Card. After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

Do prepaid cards need Social Security number?

Do prepaid cards require a social security number? No, and that’s one of the reasons many people prefer a prepaid debit card. As long as you have the cash to load funds on your card, you can qualify. Prepaid cards offer a lot of benefits to all types of people looking for a better way to pay than just cash.

How do I put money on my Visa debit card?

Arrange for a paycheck or other regular payment to be directly deposited onto the card. Transfer money from a checking account or another prepaid card. Buy a “reload pack” to add a certain amount to your card. Add funds at certain retail locations or at the financial institution that provides the card.

Where do you get a prepaid Visa card?

Visa Gift Cards are Sold in Stores Walk into any major grocery store, drug store or gas station and you will likely find a rack of gift cards. Among the cards for stores and restaurants, you’ll also see general purpose gift cards powered by major credit card companies.

Can you deposit a Visa gift card into your bank account?

Can you put a Visa gift card in your bank account? You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn’t transferable to an account.