Often asked: What Is A Visa Platinum Card?

  • The Visa Platinum is the second tier of the four Visa credit card types. It’s better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Most Visa Platinum cards require a credit score in the 600s. You might be able to qualify for some with a score in the very high 500s.

Visa Platinum is a card full of potential, with higher spending limits and greater purchasing power. Visa Platinum card is the choice of consumers who want more from their cards. You’ve achieved success by demanding more out of life.

What does it mean when you have a platinum credit card?

What is a platinum credit card? As a premium credit card, platinum credit cards typically come with an extensive rewards program and high credit limits. But platinum credit cards are designed for an elite class of cardholders with high incomes, so they come with high interest rates and high annual fees attached.

What is the difference between Visa and Visa Platinum?

The largest difference when it comes to Visa Signature or Visa Platinum is that Signature card accounts do not report your card’s credit limit. This can be both good and bad. If you need extra money (beyond your credit limit) for an emergency, a Signature card may come in handy.

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What is Visa Platinum Debit Card?

The Visa Debit Platinum card combines all the advantages of a debit card with the benefits of a Visa Platinum card. Rental reservation and payment in full must be made with your Visa Debit Platinum. This insurance covers you, the cardholder, and all other registered drivers in the auto rental contract.

What are the benefits of platinum card?

High or uncapped credit limit: Platinum cards have a higher credit limit than regular or gold cards which gives you much more flexibility in spending. More rewards points per rupees spent: These cards will give you more reward points than other credit cards for the same amount of money.

Can anyone get a platinum card?

Credit Score Needed for American Express Platinum The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715. Although, several applicants with credit scores in the 600s have also been approved, even as low as 643.

What is the best platinum card?

Best Platinum Credit Card

  • The Platinum Card® from American Express – Best for Bonus Travel Rewards.
  • Delta SkyMiles® Platinum American Express Card – Best for Airline Miles.
  • Wells Fargo Business Platinum Credit Card – Best for Business.
  • U.S. Bank Visa ® Platinum Card – Best for 0% APR.

Is Visa Platinum a good card?

The Visa Platinum at one time was the best Visa credit card tier. The rewards programs for most Visa Platinum cards are less robust than Visa Signature cards. In fact, some Platinum cards don’t offer any rewards points for any purchase at all. But, each on-time payment can help improve your credit score.

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What is the limit on a platinum Visa?

With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.

What is the limit of platinum card?

Platinum Debit Card (Rupay / Visa):

Classification Platinum
Daily cash withdrawal limit – ATM Rs. 40,000/-
Daily shopping limit-PoS Rs. 60,000/-
Total Daily limit Rs. 1,00,000/-
Issuance Charges NIL

Is Titanium card better or platinum?

Titanium cards often offer additional benefits such as no fee for late payments, or no charges for transactions. These offers are often not offered to the holder of a Platinum card. An annual membership fee charged on the titanium card is usually higher than the platinum card.

Can I receive money on my Visa card?

How does Visa Direct work? Access the service through Netbanking, mobile or ATM. Enter the recipient’s 16 digit Visa card number and the amount you want to send. The money will be received into the recipient Visa credit, debit or prepaid card.

How do I use my Visa debit card?

If you’re paying for something online, you can typically use your debit card just like a credit card. You don’t need to specify that you want to use a debit card (just select the “pay with credit card ” option). Start by indicating the type of card you have— Visa or MasterCard, for example.

Which bank credit card is best?

Best Credit Cards Based on Top Categories

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Credit Card Best For
IndusInd Bank Platinum Credit Card Lifetime Free Card
IndianOil Citi Platinum Credit Card Fuel
Axis Bank Neo Credit Card Cashback, Hotel, Movies
HDFC Bank Diners ClubMiles Card Lounge Access

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