Quick Answer: How Long Does It Take To Get A Visa Chase Credit Card?

It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail. It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online.

How long will it take for me to get my Chase credit card?

After you’ve applied and been approved for a credit card offer, your new card should arrive in the mail within 7-10 business days. Your credit card will arrive in a sealed envelope (usually with a copy of your cardholder agreement) and instructions on how to verify receipt of the card.

Is it hard to get a Chase Visa card?

In general, Chase credit cards aren’t the easiest to get since most require a good or excellent credit score for approval (700 or more). Most of those requirements are pretty standard, although some credit card companies offer cards to people with lower scores.

Can you use Chase credit card before it arrives?

Using a credit card before it arrives is possible — but only with certain cards. If you want to use a credit card early, you must have either an instant use card or a credit card that offers virtual account numbers.

Does Chase approve instantly?

Chase approves most credit card applications instantly. As soon as you click submit, you should receive a decision within 60 seconds. However, some applications require further review.

How do I know if I got approved for a Chase credit card?

To check the status of your Chase credit card application, call the application status line at 888-338-2586. If you are a current Chase customer, you can check your status online. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status.

What is the easiest Chase card to get approved for?

Due to it being a student card, the Freedom Student card is significantly easier to get approved for than any other Chase credit card. Not only is it easy to get approved for, but it does not charge an annual fee and it earns rewards as well.

Can I get an American Express card with a 700 credit score?

Michael Battle, WalletHub Credit Card Analyst The American Express credit score requirement ranges from 700 to 750, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.

What FICO score does Chase?

The credit report that Chase is most likely to pull for your credit card application is your Experian credit report. We reviewed 293 consumer-reported credit inquiries from the past 24 months and found that Chase pulls credit reports from all three major U.S. credit bureaus, but it seems to favor Experian. 6

Can I get a Chase credit card the same day?

New Credit Card: 7-10 business days after approval (1-2 business days expedited for free). Online Approval: Instant approval is possible when you apply for a Chase credit card online. Otherwise, you’ll get a decision within 7-10 business days. You can check the status of your Chase credit card application online, too.

Can you use Chase Card right away?

Chase is one of the issuers that do not give you the credit card number as soon as you are approved. You can see the card in your Chase account, but there’s no way to use it! There is a workaround however that could make it possible to use your card right away.

How long does it take for my Chase card to come in the mail?

When will my new Chase debit/ATM card arrive? Your card will arrive within 3-5 days after opening your new account. If you don’t receive your card within two weeks, you can request a new card online.

Does Chase verify income for credit cards?

If you apply Chase credit card, there’s a chance that you will need to go through an income verification process. Chase has asked for pay stubs or W-2 forms for income verification, or in some cases just a verbal confirmation of the amount entered during the application.

What credit score do you need for Chase Credit Card?

Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher ). A score above 700 is even better and gives you a strong chance at approval.

Does 7-10 days mean denial?

7-10 Days Status Message A 7-10 day message typically means that your application has been denied. You can either wait for the rejection letter or call Chase reconsideration line at 1-888-270-2127 and plead your case.