Quick Answer: How To Pay Credit Card With Visa Gift Card?

Here’s how to use a Visa gift card online, no matter what the balance is: 1. If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction.

• Whenever I get a visa gift card I take it to my bank and they deposit the balance into my checking. You should be able to do that and then just pay off your credit card via your checking like normal. I’ve done this at several banks over the years and have never been charged a fee to do so (at Chase now).

Go to your email inbox, follow the payment option, select “Pay with a Visa card” and use the gift card here. PayPal will ask you to open an account in PayPal; you’ll skip it, and continue with the payment using the Visa card. If you do everything correctly, you’ll get the money to your PayPal account to cash out.

Can you use a Visa gift card to pay off a credit card bill?

Gift cards that carry the Visa or Mastercard logo are typically sold in different denominations and can be used for online shopping or bill payment if sufficient balances are available. Before diving into bill payments, it can be good to understand the two types of prepaid payment card options a little better.

How do I transfer money from a Visa gift card to my bank account?

How to transfer a Visa gift card to a bank account?

1. Add the card to your PayPal or Venmo account and transfer the balance to your own account.
2. Get money for a voucher issued by a Gift Card Exchange Kiosk and then deposit it into your account.

Can you pay someone with a visa gift card?

Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa ®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesn’t apply to merchant-specific gift cards, which do not have a Visa ®, MasterCard®, American Express®, or Discover® logo on them.

Can you use a gift card as a credit card?

A gift card or prepaid card may be run as either type of transaction, but you will need to obtain a PIN in order to use the card as a debit. If you don’t have a PIN, then run the transaction as you would a credit card.

Why can’t I use my Visa gift card online?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. The same is true for Visa gift cards, whether you buy them online or at the store.

How do I pay with a Visa gift card online?

How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “ Gift Card ” in the field provided.

How do you liquidate a visa gift card?

To get cash in your hand, sell them to friends or exchange it at a kiosk. Add the balance to PayPal or cash app and transfer it to your bank account. Sell the gift cards via apps such as Raise and once sold withdraw the balance to your bank account.

Where do you get a prepaid Visa card?

Visa Gift Cards are Sold in Stores Walk into any major grocery store, drug store or gas station and you will likely find a rack of gift cards. Among the cards for stores and restaurants, you’ll also see general purpose gift cards powered by major credit card companies.

Can I transfer money from a prepaid card to my bank account?

You can typically transfer money from your prepaid card to your bank account online, by logging in to prepaid card’s app or website. If your prepaid card does not allow transfers to bank accounts, you can use a third party service like MoneyGram to make the transfer.

Is there a fee when you purchase a Visa gift card?

Do All Visa Gift Cards Have A Fee Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.

How much can you put on a Visa gift card?

How much money can I put on a Visa Gift Card? Visa Gift Cards can be purchased from $20 to $500.

Can money be refunded to a Visa Gift Card?

Purchases made with a gift /prepaid debit card ( Visa, Mastercard, American Express, or Discover) will have the credit refunded back to the original card. Please hold onto your card until you are outside of the return policy for the product(s).

Can a Visa gift card be used as a credit card online?

Here’s how to use a Visa gift card online, no matter what the balance is: 1. If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction. 2.

Does a prepaid Visa count as a credit card?

Prepaid cards look like credit cards and spend like credit cards but there’s no credit behind them. They are technically debit cards – when you use them, you’re spending your own money, not the bank’s. Unlike traditional debit cards, however, you don’t need a bank account to use a prepaid card.

Can I buy a Visa Gift Card with a credit card at Walgreens?

Retailers where you can buy gift cards with your credit card include Amazon, Target, Walmart, The Home Depot, Walgreens, CVS, Simon Malls and GiftCards.com. Some stores where you can ‘t buy gift cards with a credit card include Giant, Save Mart and Harris Teeter.