Quick Answer: How To Use Prepaid Visa Card?

Is it possible to pay with a Visa prepaid card?

• The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online. Access your money faster with direct deposit of paychecks, tax refunds, government checks and other recurring checks.

A prepaid Visa debit card is a card that is preloaded with a set amount of money. You can use it to pay bills, withdraw cash or make purchases. Prepaid Visa debit cards aren’t linked to a checking account like a traditional debit card — you can only spend the balance connected to the card.

Where can I use a prepaid Visa card?

Most prepaid cards have a network logo ( Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.

How do you put money on a prepaid card?

How do I add money to my prepaid card?

1. Arrange for a paycheck or other regular payment to be directly deposited onto the card.
2. Transfer money from a checking account or another prepaid card.
3. Buy a “reload pack” to add a certain amount to your card.
4. Add funds at certain retail locations or at the financial institution that provides the card.

What is the highest prepaid Visa card?

Here’s why: The MOVO® Digital Prepaid Visa ® Card has high limits: a $10,000 maximum balance on the card and a $5,500 per day withdrawal limit. There are other limits — such as how much you can load on your card over a certain amount of time, regardless of how much you withdraw.

How much money can you put on a prepaid Visa card?

The day by day money load limit doesn’t have any significant bearing to different strategies for adding cash to the prepaid credit card, such as immediate store, bank moves, or portable check stores. Money load limits range from $500 every day to as much as $10,000.

Can I add money to a prepaid card online?

Most prepaid cards allow for transfers from a bank account directly onto the card, which can be set up online. Some cards will also accept checks, wire transfers or money orders. However, not all cards offer the ability to transfer cash from an existing bank account.

What are the disadvantages of prepaid cards?

Prepaid cards can get expensive because the card issuer has great latitude over fees charges to activate the card. Some not only charge an activation fee but also charge a fee with every use of the card. Other types of fees that may be charged are when you: * use an ATM machine.

How do I put money on a Visa gift card?

How to transfer a Visa gift card to a bank account?

1. Add the card to your PayPal or Venmo account and transfer the balance to your own account.
2. Get money for a voucher issued by a Gift Card Exchange Kiosk and then deposit it into your account.

Are prepaid Visa cards safe?

No matter how bad someone’s credit, they can load cash onto a card and use it wherever credit and debit cards carrying the same logo are accepted. Prepaid cards are more secure than carrying cash.

How do I get a prepaid Visa card?

How do I shop for and buy a prepaid card?

1. Decide where you will want to use the card, and make sure the card you pick can be used at those locations.
2. You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions.

Can I get a prepaid credit card at my bank?

You can buy a prepaid debit card from a retailer, bank, credit card company or other financial services provider. When you purchase one, your card funds are usually part of an account held by a bank or credit union. Prepaid card companies usually offer several ways to load funds onto a card.

Why is my Visa gift card being declined Online?

If you have a problem using your gift card for online or telephone purchases, the most likely reason is that the merchant’s fraud screening process is matching the billing information entered at checkout with the billing information on your gift card account. If the addresses don’t match, the card may decline.

How much is the activation fee for a prepaid Visa?

The fee will be charged monthly, every month following that, until the Balance of the Card reaches $0.00.

Fees**
Activation Fee	$25 Card	$3.95
$200 Card	$6.95
$20 – $200 Variable Card	$6.95
Monthly maintenance fee Starts 12 months after card activation date	$3.00

Can you put money on a prepaid card at an ATM?

Prepaid credit cards are beneficial because consumers can deposit money onto them, and don’t have to worry about accruing too much debt. Plus, prepaid credit cards can be used to withdraw funds from an automatic teller machine ( ATM ).