FAQ: What Credit Score Do I Need For A Capital One Platinum Visa?

The credit score needed for the Capital One Platinum Credit Card is 640 or higher. The Capital One Platinum Credit Card is also available to people with limited credit history, which means you may be able to get approved even without a credit score.

What credit score do you need for the Capital One Platinum card?

A: The Capital One Platinum Credit Card is deshigned for fair credit, so you may need a FICO credit score of at least 580 to qualify.

What credit score do I need to get a Capital One credit card?

The Capital One credit score requirement is 300 or higher, depending on the credit card. For example, applicants with limited or bad credit can get a secured credit card from Capital One, while the best Capital One credit cards overall require at least good credit for approval.

What is the highest credit limit on a Capital One Platinum card?

8. Capital One Platinum Secured Credit Card. As a secured credit card, the Capital One Platinum Secured Credit Card will start you off with a $200 credit limit. Once the account is opened, you can increase your security deposit up to $1,000, which is the maximum credit limit.

What is the credit limit on Capital One QuicksilverOne card?

The Capital One QuicksilverOne credit limit is $300 or higher. There’s no way to tell upfront how high your QuicksilverOne limit could get, but if you make your first 6 monthly payments on time, you could get access to a higher credit line.

Can I get a credit card with a 560 score?

Credit Cards for a 560 Credit Score The one thing anyone with a 560 credit score should do is open a secured credit card. For that, you’ll need an unsecured credit card for bad credit. Such cards aren’t ideal, as they charge high rates and fees while allowing you to borrow very little.

Is it hard to get a Capital One credit card?

Some Capital One cards require good credit for approval, which means a credit score of at least 700. Capital One also offers a number of credit cards for people with credit scores below 700. You can check your credit score for free on WalletHub. Make Sure Bankruptcies Have Been Discharged.

Is Capital One hard to get approved?

Yes, it is hard to get a Capital One Venture card because applicants need a good credit score of 700+ to have decent approval odds.

What is the maximum credit line for Capital One?

Highest “Capital One” Credit Limit: $50,000.

What’s the difference between Capital One platinum and Quicksilver?

The Platinum card is geared toward people with limited credit, whereas Quicksilver is reserved for those with good credit and above (700+ credit score). You can easily check your latest credit score for free on WalletHub.

What is the starting credit limit for Capital One?

There is no general starting credit limit for all Capital One credit cards, though some Capital One cards list a minimum credit limit in their terms. For example, the minimum credit limits for the Cabela’s Credit Card and the Bass Pro Shops® Credit Card are all listed as $300.

Can I have Capital One Platinum and Quicksilver?

You can use the Capital One Platinum and utilize Capital One Quicksilver’s features and benefits until the new card arrives. Its credit requirements are similar to the Capital One Platinum’s, but it offers 1.5% cash back on all purchases. There’s also a $39 annual fee.

Is the QuicksilverOne card a Visa or Mastercard?

Capital One Quicksilver is issued as a Mastercard, but networks are subject to change and there are both VISA and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form.

Can you upgrade Capital One QuicksilverOne to Quicksilver?

To upgrade from Quicksilver One to Quicksilver, you can accept Capital One’s online, mail, or e-mail offer. Cardholders who are eligible for an upgrade will be notified through an “Upgrade Now” banner online or by mail.