Often asked: How Do Prepaid Visa Gift Cards Work?

Do all Visa gift cards have a fee?

Do All Visa Gift Cards Have A Fee Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee.

What is the difference between a Visa gift card and prepaid card?

Prepaid cards and gift cards are both pieces of plastic that can be used to make purchases. The biggest difference between the two reflects their permanence: prepaid cards can be reloaded and used indefinitely, while gift cards can generally only be used until the dollar amount on them is exhausted.

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What is the activation fee for a $100 Visa gift card?

At Gift Card Mall, the activation charge is $5.95 regardless of the dollar amount loaded onto the card, but shipping is free. So if you want to buy a $100 Visa gift card at either site, you’ll pay about $6 to get it to your house.

How do you activate a visa gift card?

Activating Your Card Online. Visit the activation link listed on the sticker on front of your card. If you don’t feel like making a phone call, you can usually activate your gift card online. There should be an activation link listed either on back of your card or on the sticker on the front of your card.

Where can I get Visa gift cards without a fee?

Local Financial Institutions. Check with your local bank or credit union to find out if Visa gift cards without activation fees are available for you to purchase. Many financial institutions offer these products to existing customers, and if you can purchase locally, you may be able to avoid a shipping fee.

Do you lose money on Visa gift cards?

Gift cards can lose value if inactive for a year and state laws allow, but not always. Bank-issued gift cards such as Visa ® gift cards may start to lose value via monthly service fees after a year of inactivity. Promotional gift cards may lose value or expire completely in an even shorter period of time.

How much does it cost to buy a $50 Visa gift card?

Compare with similar items

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This item $50 Visa Gift Card (plus $4.95 Purchase Fee) $50 Mastercard Gift Card (plus $4.95 Purchase Fee)
Price $5495 $5495
Sold By Amazon Payments, Inc. Amazon Payments, Inc.
Denomination 50 50
Format Plastic Gift Cards Plastic Gift Cards

What is the maximum visa gift card?

MAX Visa ® Reloadable Card Purchase the MAX Visa Reloadable Card for only $4.99, and load the card with as little as $25 or as much as $3,000. The maximum balance allowed on the card is $3,000.

What is the best prepaid gift card?

Best prepaid cards

  • Best for no monthly fee: Bluebird® by American Express.
  • Best for limited fees: Starbucks® Rewards Visa ® Prepaid Card.
  • Best for cash back: American Express Serve® Cash Back.
  • Best for cash reloads: American Express Serve® FREE Reloads.
  • Best for families: FamZoo Prepaid Card.
  • Best for Walmart shoppers: Walmart MoneyCard.

How much is the activation fee for a visa gift card?

Here’s a breakdown of general purpose gift cards and their fees:

Gift card Activation fee Inactivity fee
American Express $3.95 $2.95
Visa $2.95 – $6.95 $2.95
MasterCard $2.95 – $6.95 $2.95

How much is the activation fee for a prepaid Visa?

The fee will be charged monthly, every month following that, until the Balance of the Card reaches $0.00.

Fees**
Activation Fee $25 Card $3.95
$200 Card $6.95
$20 – $200 Variable Card $6.95
Monthly maintenance fee Starts 12 months after card activation date $3.00

How much does a prepaid Visa card cost?

Prepaid debit cards vary in costs. Some are free, some charge upfront fees, and others charge monthly fees. You can typically expect to pay from $1 to $9.95 for the upfront card purchase fee.

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Why can’t I use my Visa gift card online?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. The same is true for Visa gift cards, whether you buy them online or at the store.

Do Visa gift cards need to be activated?

Do I need to activate my Visa Gift card? Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used. Be sure to sign in the designated area on the back before making your first purchase.

How long does it take for a visa gift card to activate?

What to Expect After You Activate a Gift Card. After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

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