Often asked: What Is Amazon Prime Rewards Visa Signature Card?

How does Amazon Prime Rewards Visa Signature card work?

The Amazon Prime Rewards Visa Signature Card provides users with 5% back at Amazon and Whole Foods Market with an eligible Prime membership*. 2% back at restaurants, gas stations, and drugstores*. 1% back on utilities, rideshare, and all other purchases. You are granted a $100 Amazon Gift Card instantly upon approval.

What is Amazon Rewards Visa Signature Card?

The Amazon Prime Rewards Signature Visa Card is a co-branded credit card offering rewards like 5% cash back on purchases made on Amazon.com and in Whole Foods markets. Besides good credit, you must have a Prime membership to be eligible for a Prime Rewards Signature Visa.

What credit score do I need for Amazon Prime Rewards Visa Signature Card?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600.

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Is the Amazon Prime Visa card worth it?

The Amazon Prime Rewards card is undoubtedly worth it if you frequently order from Amazon —especially if you spend over $2,380 each year on the site or spend big on Amazon Prime Day. (Note, business owners may save even more with the Amazon Business Prime American Express Credit Card ‘s extra reward categories.)

Can you use Amazon Prime Rewards Visa Signature Card anywhere?

You can use this card anywhere Visa is accepted But you can use the Amazon Prime Rewards Visa Signature Card for purchases anywhere that Visa is accepted.

How much should you pay on a credit card?

In general, it is recommended that you use up to 20% of your credit limit. Having a lower credit utilization rate implies that you are not likely to default on your credit payments. When it comes to paying off your credit card, try to pay the most you can; otherwise, make at least a minimum payment.

Does applying for Amazon card hurt credit?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

What bank is Amazon credit card?

Amazon Store Cards and Secured Cards are issued by Synchrony Bank. If you have questions about any of these cards, call 1-866-634-8379, available 24 hours a day.

What is the limit on Amazon credit card?

The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400.

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Is it hard to get approved for Amazon Rewards Visa?

You’ll only need a fair credit score to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon.com Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay.

Does Amazon do a hard credit check?

Yes, the Amazon Credit Card will do a hard pull. You will need a credit score of at least 700 to get it. There is no way to pre-qualify for the Amazon Credit Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

Which Amazon card is easiest to get?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

How much is the Amazon Prime Rewards Visa card?

Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card. Variable APR: 15.74 to 23.74 percent based on your credit score. How you redeem points: Redeem for Amazon credit during check-out or redeem for cash back or gift cards through Chase.

What is a good APR for a credit card?

A good APR for a credit card is 14% and below. That’s roughly the average APR among credit card offers for people with excellent credit. And a great APR for a credit card is 0%. The right 0% credit card could help you avoid interest entirely on big-ticket purchases or reduce the cost of existing debt.

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Which Amazon card is best?

The Amazon Prime Rewards Visa Signature Card is the best credit card for Amazon purchases. It has $0 (other than the $119 Amazon Prime subscription). It also offers 5% back at Amazon and Whole Foods Market with an eligible Prime membership*.

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