Often asked: What Is The Interest Rate For The Amazon Visa Credit Card?

The Amazon Rewards Visa Signature Card comes with an APR between 16.24% and 24.24% depending on creditworthiness. Cash advances carry a 26.99% APR. There are fees for cash advances ($10 or 5%, whichever is higher) and balance transfers ($5 or 5%, whichever is higher). There is no annual fee.

What is the catch with Amazon Visa card?

There is a small catch: The 5% cash back benefit, which also applies to Amazon.com purchases, is only available to active members of Amazon Prime, a subscription program that offers free two-day shipping, access to streaming video and music, and a variety of other Amazon-specific perks for $119 a year.

Does the Amazon Visa card have an annual fee?

Does the Amazon Prime Rewards Signature Visa Have an Annual Fee? No, the card does not have an annual fee.

What credit score is needed for Amazon Prime Visa card?

What credit score do I need for Amazon Prime Rewards Visa Signature Card? Generally speaking, you’ll need excellent credit to qualify for the Amazon Prime Rewards Visa Signature Card. This typically means a credit score of 740 or higher.

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Is the Amazon credit card free?

While the Amazon Prime Rewards Visa Signature Card is technically free to own, one of the caveats is that you have to be an Amazon Prime subscriber to qualify. In 2018, Amazon increased the price of a Prime membership from $99 a year to $119.

Does applying for Amazon card hurt credit?

Application for the Amazon.com Store Card is treated as a credit card. Think of it as a credit card, but only usable for purchases on Amazon.com. Yes it will affect your credit score.

Is the Amazon Rewards Visa Card a credit card?

The Amazon Rewards Visa Card is one of two credit cards offered by Chase in partnership with Amazon.com. With the card, you’ll earn 3% cash back on Amazon purchases.

What is purchase APR?

Purchase APR is the rate of interest applied to overdue credit card charges, expressed on an “annualized” basis. Cardholders who don’t carry an outstanding balance month to month won’t be affected by purchase APR.

Can you have 2 Amazon credit cards?

If you have multiple Amazon Rewards Visa Signature Cards, select which card you’d like to earn 5% back with on purchases made at Amazon.com and Whole Foods Market. You can only link one card at a time to your eligible Prime membership.

Can I use my Amazon synchrony card anywhere?

WalletHub, Financial Company No, you cannot use your Amazon.com Store Card anywhere; this card can only be used to make purchases from Amazon.com, Audible.com, and certain Amazon merchants who have enabled the store card as a “Pay With Amazon” payment option.

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What bank is Amazon credit card?

Amazon Store Cards and Secured Cards are issued by Synchrony Bank. If you have questions about any of these cards, call 1-866-634-8379, available 24 hours a day.

Is Amazon Visa hard to get?

You’ll only need a fair credit score to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon.com Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay.

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull, also known as a hard inquiry, which may cause your credit score to temporarily go down a few points. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

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