Question: How Does Amazon Rewards Visa Card Work?

• The Amazon Rewards Visa card is marketed as getting “3% back” on Amazon purchases, but the fine print indicates that your purchases actually earn Amazon Rewards points. For example, on a $50 purchase at Amazon, you would earn 150 Amazon Rewards points. Each point can currently be redeemed at a value of 1 cent per point.

Is Amazon Rewards Visa card worth it?

With the card, you’ll earn 3% cash back on Amazon purchases. While it offers some benefits for occasional Amazon shoppers, if you’re an Amazon Prime member, you’ll want to consider the Amazon Prime Rewards Visa Signature Card. It carries a higher initial welcome offer, as well as 5% back on Amazon.com purchases.

Is Amazon Prime Rewards Visa card free?

Yes, the Amazon Prime Rewards Visa Signature Card is technically free to own, but one of the caveats is that you have to be an Amazon Prime subscriber to qualify. In 2018, Amazon increased the price of a Prime membership from $99 a year to $119.

How do I use my Amazon Rewards Visa points?

Every 100 points = $1.00 when redeemed at Amazon.com toward eligible purchases. You can use your points for eligible purchases at Amazon.com or redeem your points through Chase for cash back, gift cards, and travel. Minimum redemption amounts apply to gift cards and cash back.

How does Amazon Prime Visa card work?

The Amazon Prime Rewards Visa Signature Card, issued through Chase, has some enticing rewards: 5 percent back on purchases you make on Amazon and at Whole Foods, as well as 2 percent back at restaurants, gas stations and qualifying drug stores, plus 1 percent on all other purchases.

Does Amazon Rewards Visa card have annual fee?

No, the card does not have an annual fee. However, you will be required to purchase an Amazon Prime membership ($119 a year) if you want to open an Amazon Prime Rewards Signature Visa credit card account.

Does applying for Amazon card hurt credit?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

What happens to my Amazon credit card if I cancel Prime?

Cardholders who cancel their Amazon Prime membership can keep the Amazon Prime Rewards Visa Signature Card, but they earn 3% back, instead of 5%, on Amazon.com and Whole Foods purchases.

What are benefits of Amazon credit card?

• Welcome bonus* $50. Amazon Gift Card instantly upon approval.
• Rewards at Amazon and Whole Foods Market* 3% back. 5% back.
• Rewards at restaurants, gas stations, and drugstores* 2% back.
• Rewards on all other purchases* 1% back.
• No annual credit card fee†
• No foreign transaction fees†
• Bonus rewards at Amazon* Up to 20% back.

What bank is Amazon Prime Credit Card?

IMPORTANT DETAILS ABOUT OFFERS AND BENEFITS OF AMAZON CREDIT CARDS ISSUED BY SYNCHRONY BANK: THE AMAZON.COM STORE CARD AND AMAZON PRIME STORE CARD (EACH, AN “AMAZON STORE CARD”)

Why can’t I use my Amazon Rewards points?

If you have a Membership Rewards points balance that is less than 2 points, have not added a Membership Rewards eligible American Express Card to your Amazon account, or have not used a Membership Rewards eligible Card to make a purchase at Amazon before, you may not see available points on the payments page.

How many points does Amazon allow?

Amazon’s has a point system to keep track of infractions. If an employee gets six points, they’re out of a job.

Why cant I use my Amazon reward points?

If you don’t see your Rewards Points, refresh the page. If there’s still no change, check the Shop with Points page on your account, to make sure you can see your credit card registered. Your card issuer, and not Amazon, will deal with any trouble with the respective credit card.

Can I use my Amazon Prime card anywhere?

The card, issued by Chase, earns a stellar rewards rate at both Amazon.com and Whole Foods. And unlike a lot of other store-branded cards, you can use it — and earn rewards with it — anywhere that accepts Visa. You’ll enjoy bonus rewards at restaurants, drugstores and gas stations, too.

How do I pay my Amazon Prime Visa card?

1. Make a payment by phone: Call Synchrony Bank at 1-866-634-8379.
2. Make a payment by mail: Send a check or money order made out to “Synchrony Bank / Amazon ” with the remittance slip from your monthly statement for the amount you wish to pay to the following address:

What credit score is needed for Amazon Prime Visa card?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600.