Quick Answer: What Is Visa Prepaid Card?

How do you activate a prepaid Visa card?

  • Activate your Visa Gift Card online. There are many different activation sites available such as https://www.giftcards.com/card_tools/activate.html, or you can also activate your Visa Gift Card from the bank it was purchased at. Go to the activation site and enter the card number and security pin and submit.

The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online. With Visa Prepaid, the benefits are clear

How do you use a prepaid Visa card?

Additional funds cannot be added later. The Visa Gift card carries the Visa logo like any other Visa card, so it can be used at the millions of places that accept Visa cards, including online. As with a credit card, when you are ready to pay, simply hand the card to the merchant and sign the purchase receipt.

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What is prepaid Visa card use for?

A prepaid debit card is much like a gift card: It allows you to spend whatever amount of money is stored on the card. Once the balance is used up, you can reload the card online or at an ATM, a participating store, or other physical location.

How much money can you put on a prepaid Visa card?

The day by day money load limit doesn’t have any significant bearing to different strategies for adding cash to the prepaid credit card, such as immediate store, bank moves, or portable check stores. Money load limits range from $500 every day to as much as $10,000.

What is the difference between a Visa gift card and prepaid card?

Prepaid cards and gift cards are both pieces of plastic that can be used to make purchases. The biggest difference between the two reflects their permanence: prepaid cards can be reloaded and used indefinitely, while gift cards can generally only be used until the dollar amount on them is exhausted.

Why is my Visa gift card being declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. When the gift card is loaded with value (purchased), the gift card is automatically activated.

Do Visa gift cards have a pin?

Your Visa ® Gift Card is a prepaid Visa card that can be used for purchases at merchants worldwide that accept Visa Debit Cards. The debit option requires a PIN to work. The card does not come with a preset PIN, so you will need to set one prior to making the purchase for the debit option to work.

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What is the highest prepaid Visa card?

Here’s why: The MOVO® Digital Prepaid Visa ® Card has high limits: a $10,000 maximum balance on the card and a $5,500 per day withdrawal limit. There are other limits — such as how much you can load on your card over a certain amount of time, regardless of how much you withdraw.

Where can I use a prepaid Visa card?

Most prepaid cards have a network logo ( Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.

Do prepaid cards have hidden fees?

Some prepaid cards charge a fee if you request paper statements for your prepaid card. You may be able to go online to get a statement, or at least a list of your recent card purchases and other transactions, without a fee.

How much money can you put on a Walmart prepaid Visa card?

The maximum daily cash reload limit is $3,000, but maximum in-store reload limits also apply, and you may not load cash to your Card at any time the funds balance on your Card exceeds $3,000.

How much is the activation fee for a prepaid Visa?

The fee will be charged monthly, every month following that, until the Balance of the Card reaches $0.00.

Fees**
Activation Fee $25 Card $3.95
$200 Card $6.95
$20 – $200 Variable Card $6.95
Monthly maintenance fee Starts 12 months after card activation date $3.00
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Do prepaid cards have a CVV?

Like physical prepaid cards, virtual prepaid cards have a 16-digit card number with a CVV number attached. They are also valid to use at any online merchant where Visa® and MasterCard® is accepted, which provides customers with buying options and flexibility.

Do prepaid Visa cards expire?

Yes, they do. You will need to be reissued a card after it expires. Funds on the cards don’t expire, though.

How much does it cost to buy a $50 Visa gift card?

Compare with similar items

This item $50 Visa Gift Card (plus $4.95 Purchase Fee) $50 Mastercard Gift Card (plus $4.95 Purchase Fee)
Price $5495 $5495
Sold By Amazon Payments, Inc. Amazon Payments, Inc.
Denomination 50 50
Format Plastic Gift Cards Plastic Gift Cards

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