Quick Answer: Why Doesn’t My Prepaid Visa Card Work?

The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

Why is my prepaid Visa card being declined?

There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card. You haven’t activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

How do I activate my prepaid Visa card?

Activate Online

1. Note the Web address for activation on the prepaid card’s packaging, or on the sticker pasted on the front of the card.
2. Open a Web browser and enter the activation URL into the address bar.
3. Click the “Activate Card” option.
4. Type the prepaid Visa card number into the corresponding input boxes.

Why is my Visa card not working online?

Suspected fraud is one of the most common reasons for your card to be declined. If your card has been frozen due to a case of mistaken fraud detection, you can call the credit card company to verify that you’ve authorized the online transaction in question.

Do you have to call to activate a prepaid Visa card?

Yes. Your Visa Gift card is intended for use anywhere Visa cards are accepted. To make an online or phone purchase, you will need to register your card. You can do this by either calling the provider, or by visiting their website.

Why is my card being declined when I have money?

Even if you have money in your account, your debit card can be declined for a number of reasons. The bank could have blocked the card for fraud prevention, the store may not accept your card type, the card could be damaged or have expired or you may have entered the wrong PIN.

Why is my card being declined online when I have money?

Debit cards can be declined even when you have money. Verify you have money, use the right pin, and the card has been activated. Your card type may not be accepted, is expired, or may have been flagged for suspicious activity. Verify you have provided correct information and contact your bank if problems persist.

How long does a prepaid card take to activate?

Activating a prepaid debit card is easy and takes just a few minutes. You must have your card with you when you activate so you can enter your card number, three-digit security code and expiration date. Some issuers charge an activation fee or other fees to maintain your prepaid debit card.

How do I activate my Visa card online?

How to activate your Visa card online

1. Log in to your online account.
2. Look for your new credit card under Accounts.
3. Enter your card number, expiration date and CVV/CVC.
4. Enter your date of birth and Social Security number, if required by your provider.

How do I know if my gift card is activated?

Locate the activation sticker on the front of the card. If your gift card requires activation, there’s usually a white sticker or some other indicator prominently displayed on the front that says so. These stickers typically provide a toll-free number or a website link that you need to use to activate the card.

What do you do if your gift card doesn’t work?

10 Things to Do When Your Gift Card has No Value

1. Show Card to the Cashier.
2. Ask What the Error Message Is.
3. Ask For the Manager.
4. Check the PIN.
5. Make Sure the Gift Card is Activated.
6. Ask for the Balance and Transaction History.
7. Contact Customer Service.
8. Contact the Card Issuer.

Why won’t my debit card Let me make online purchases?

Check if your bank’s servers are facing issues or are under maintenance. Check if your card is expired. If you don’t have enough funds in your account (for debit cards) or a credit limit on your credit card, banks will decline the transaction. They may also charge you a fee in this case.

How do I register for Verified by Visa?

How it works

1. Register. Through the bank that issued your Visa card, register for Verified by Visa in just a few minutes.
2. One-time password. You will be asked to authenticate yourself in a Verified by Visa window displayed on the site using your Verified by Visa password or the one-time password issued to you.
3. Validation.