Readers ask: How Does Amazon Visa Card Work?

Is the Amazon Visa card worth it?

Rates and fees Amazon comes with a range of valuable benefits, but the cost of Amazon Prime just for this card might not be worth it for some shoppers. If a Prime subscription doesn’t make sense for you, the Amazon Rewards Visa Signature Card is an alternative with a slightly lower rewards rate.

How does Amazon Prime Visa card work?

The Amazon Prime Rewards Visa Signature Card, issued through Chase, has some enticing rewards: 5 percent back on purchases you make on Amazon and at Whole Foods, as well as 2 percent back at restaurants, gas stations and qualifying drug stores, plus 1 percent on all other purchases.

What are the benefits of Amazon Visa card?

  • Welcome bonus* $50. Amazon Gift Card instantly upon approval.
  • Rewards at Amazon and Whole Foods Market* 3% back. 5% back.
  • Rewards at restaurants, gas stations, and drugstores* 2% back.
  • Rewards on all other purchases* 1% back.
  • No annual credit card fee†
  • No foreign transaction fees†
  • Bonus rewards at Amazon* Up to 20% back.
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Is an Amazon Visa card free?

The coronavirus pandemic has re-prioritized everyone’s spending habits, so it’s important to evaluate which card to use for your purchases. Yes, the Amazon Prime Rewards Visa Signature Card is technically free to own, but one of the caveats is that you have to be an Amazon Prime subscriber to qualify.

Does applying for Amazon card hurt credit?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

Can I use my Amazon Visa card anywhere?

Amazon.com offers both a store credit card that can only be used on Amazon.com orders and several co-branded Visa card options such as the Amazon Rewards Visa Signature Card that can be used anywhere Visa is accepted.

What credit score is needed for Amazon Prime Visa card?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600.

Is the Amazon Visa card a credit card?

The Amazon Prime Rewards Visa Signature Card is a credit card offered by Amazon and Chase that has no annual fee, but requires a valid Amazon Prime membership. You’ll earn 5% cash back on all Amazon purchases, as well as at Whole Foods Market.

How do I pay my Amazon Prime Visa card?

  1. Make a payment by phone: Call Synchrony Bank at 1-866-634-8379.
  2. Make a payment by mail: Send a check or money order made out to “Synchrony Bank / Amazon ” with the remittance slip from your monthly statement for the amount you wish to pay to the following address:
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Which Amazon card is best?

The Amazon Prime Rewards Visa Signature Card is the best credit card for Amazon purchases. It has $0 (other than the $119 Amazon Prime subscription). It also offers 5% back at Amazon and Whole Foods Market with an eligible Prime membership*.

What bank is Amazon credit card?

Amazon Store Cards and Secured Cards are issued by Synchrony Bank. If you have questions about any of these cards, call 1-866-634-8379, available 24 hours a day.

What happens if I don’t use my Amazon credit card?

It will impact your credit score, but typically very minor – paying one bill late is much worse. It reduces your average credit card age, which is a minor contributor to credit score. The disadvantages are: you are giving them your address and name, and implicit permission to spam you with mail, email, etc.

What is the limit on Amazon credit card?

The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400.

What is the minimum payment on Amazon credit card?

Your Amazon Store Card minimum payment is the greater of 1% of your new balance plus interest and late fees or $27. You will find the specifics for your account in your monthly statement.

How do you qualify for a Amazon credit card?

You are more likely to be approved for this card if your credit score* meets the following minimum criteria:

  1. Excellent: Credit score above 720.
  2. Good: Credit score above 680.
  3. Fair: Credit score above 640.

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