Card Summary The BB T Spectrum Cash Rewards credit card is a cash back rewards card. It offers 3% cash back on gas, 2% on utilities and groceries and 1% on all other purchases. Bonus categories are eligible for 2% and 3% cash back earnings on the first $1,000 in combined purchases each month (1% after that).
Contents
- 1 What credit score do you need for a BB&T credit card?
- 2 How do I use my BB&T rewards?
- 3 Can you use cash rewards to pay credit card?
- 4 Is BBT a good bank?
- 5 How do I check my rewards on my BB&T card?
- 6 How do BBT deals work?
- 7 Is it good to redeem cash rewards?
- 8 What is the smartest way to use a credit card that has rewards?
- 9 How do you redeem cash rewards?
- 10 Does BB&T have free checking?
What credit score do you need for a BB&T credit card?
These cards usually requires you to have a credit score between 700 – 750.
How do I use my BB&T rewards?
BB&T Spectrum Cash Rewards Credit Card
- 3% cash-back on gas.
- 2% cash-back on utilities and groceries.
- 1% cash-back on all other purchases.
Can you use cash rewards to pay credit card?
In some cases, redemption options include requesting your reward points as cash payment through a check or direct deposit, which you can then use to pay for your next credit card payment. Taking this option to use points for cash can sometimes really help keep your balance down to strengthen your credit score.
Is BBT a good bank?
BB&T Bank is a full-service regional bank well suited for customers who live near one of its branches. It has most of the account types that a customer would want, but its interest rates are not competitive with other banks.
How do I check my rewards on my BB&T card?
How do I check the balance on my BB&T Visa Rewards Card? To check the available balance on your rewards card, visit bbt.com/rewardcard (opens in a new tab) or call 866-594-2076.
How do BBT deals work?
The BB&T Deals Program (the “Program”) allows certain Branch Banking and Trust Company (“BB&T”) customers with eligible BB&T Personal Credit Cards, Retail and Business Debit Cards and MoneyAccount Cards (“Card” or “Cards”) to earn a statement credit or cash back when they use their Cards at retailers participating in
Is it good to redeem cash rewards?
You should redeem cash back as soon as you can because it continually loses value due to inflation. Even though your cash back won’t lose much of its value year to year, it doesn’t make sense to hold on to it.
What is the smartest way to use a credit card that has rewards?
Here are some ways to redeem your credit card reward points for shopping online.
- Shop online.
- Get cash back.
- Redeem your reward points for gift cards.
- Get discounts on airfare and hotels.
- Donate your credit cards rewards to charity.
- Pay off your balance.
- Narrow your spending.
- Watch for bonus offers.
How do you redeem cash rewards?
How to Redeem Cash Back Rewards
- Receive a statement credit. The cash back gets applied to your credit card’s balance.
- Request a check. The issuer sends you a check for your cash back rewards.
- Transfer rewards to a bank account.
- Use your cash rewards as rewards points.
Does BB&T have free checking?
Benefits for you: Up to four other, fee-free checking accounts. No monthly maintenance fee for a Truist Savings account. $25 discount on any safe deposit box.
